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Fund XTRM Wallets Using Bank ACH Debit

ACH funding will allow the company to fund the GTR Wallet to payout advocates.

Linking Banking account for ACH funding

What is ACH?

An ACH payment is an electronic transfer of funds via the ACH system. This kind of payment moves money from one bank or credit union to another, using account and routing numbers. We will be utilizing ACH Debit transactions to fund your wallet.

Fund wallets using bank ACH debits (Verification through Plaid)

Automated Bank Linking

  1. Log in to your Xtrm company account.

  2. Navigate to Fund > Bank Debit.

  3. Select the wallet you want to fund and click "Link New Bank for Bank Debit."

  4. Use Plaid to securely log into your U.S. bank account and verify ownership.

  5. After successful login, you’ll be redirected back to the Xtrm screen.

 

Pending Status:

Your linked bank will appear as "Pending." This is normal—approval is typically completed within 24 hours, after which you’ll be able to fund directly from that account.

 

Fund wallets using bank ACH debits manual method (Verification through Micro-deposit)

Manual Bank Linking

If you cannot use Plaid or your currency is not listed, use the Micro-deposit Method:

For USD Accounts:

  • Two small deposits will be sent to your bank account (within 1–3 business days).
  • Return to the platform to enter the deposit amounts and complete verification.

For CAD, GBP, EUR, and AUD:

  • You’ll be required to complete a DocuSign agreement.
  • Approval typically takes 2–5 business days after submission

How to Use Bank Debit to Fund Wallets

Once your bank account is approved:

  1. Log in to your Xtrm company account.
  2. Select Fund > Bank Debit.
  3. Choose the approved bank account and wallet to fund.
  4. Complete the form and submit the request.

pending inbound transaction will be created. Funds typically arrive within 4–5 business days, at which point: 

  • The status will update from Pending to Completed

  • Your wallet will be credited

  • You will receive an email confirmation